Independent Insurance Services

Paul C. Higgins, Inc. is a multi-lines claims service firm. Our adjusters have handled a multitude of claims. Our clients consist of self-insured entities, municipalities, commercial insurance carriers and homeowners carriers.

We have exceptional experience in the following areas:

• Blasting
• Burglary
• Fidelity
• Fire and Allied Lines
• Heavy Equipment Appraisals
• Marine
• Mobile Homes
• Municipal Claims
• Formal Appraisal
• Condominium Property Claims

Our experienced staff handles coverage analysis, complete casualty investigations, settlements, and direction of litigation, not limited to the following:

• Agents’ Error and Omissions
• Employment
• Hazardous Waste
• Liquor Liability
• Motor Truck Cargo
• Municipal Liability
• Product Liability
• Sexual Harassment
• Contractors Liability Claims
• Condominium Liability Claims
• General Liability Claims

We utilize X-Actimate programming relevant to compiling assessments of building valuation and damage estimating. We are capable of handling everything from full adjustments to menu-driven adjustments.

This firm is well versed in the administration of claims, including Municipalities and the London markets. Our experience includes:

1. Coverage Analysis
2. Maintaining Monthly Bordereaux
3. Completing Financial Statements
4. Direct Payments
5. Supervision of Outside Services

Our claims administration experience involves property as well as casualty, and our personnel are time and cost efficient.

We have the capabilities of augmenting electronic data and reports to meet the needs of our clients on an individual basis.

The principal of this firm is well versed in Formal Appraisals.